Succession Wealth Blog
The Future of Financial Advice: What Changes, and What Still Matters
Technology is changing how we access financial information, how we invest and what we expect from financial advisers. But as the industry evolves, what should clients actually be looking for?
Financial advice looks quite different today than it did ten years ago.
Funding Your Children’s Opportunity
There’s something the Rockefellers did that most people don’t talk about. They put life cover on each family member’s life, paid directly into a family trust. Not because they needed the money. But because they understood something that most of us only figure out when it’s too late – that wealth isn’t just about what you accumulate. It’s about what you pass on, and how.
Insure the Machine That Prints Your Money
Let me ask you something. If you had a machine at home that printed money, literally produced the income your family lives on every month, would you insure it? Of course you would. Without thinking twice. So why don’t we do the same for ourselves?
Do You Have a Will? Here’s Why It Matters More Than You Think
Most people think a will is something you sort out when you’re older, or when you’ve “got something to leave behind.” But the truth is if you don’t have a will, it doesn’t matter how much or how little you own. Things are going to get complicated for the people you leave behind.
The Financial Documents Every Family Should Be Able to Find
If Something Happened Tomorrow, Could Your Family Find What They Need?
It’s a simple question, but an important one. Many people have excellent financial structures in place, but the information is scattered across various platforms, providers, and documents. The result is that family members often don’t know where to start when they need help the most.
What Happens to Your Retirement Fund When You Change Jobs?
Changing jobs comes with a long to-do list. There’s paperwork to complete, a new role to settle into, and often a lot of excitement about what comes next.
But one of the most important financial decisions you’ll make during a career move often gets very little attention: what happens to your retirement fund.
When a Claim Happens, Who’s in Your Corner?
Most people don’t think about their insurance until something goes wrong. The policy is in place. The premiums are paid every month. Life carries on.
Then the unexpected happens. A burst geyser floods part of the house. A vehicle is involved in an accident. A break-in occurs. A storm damages a roof.
Why Insurance Claims Get Rejected (And How to Avoid It)
While there are certainly situations where clients disagree with an insurer’s decision, the reality is that most rejected short-term insurance claims are not because insurers don’t want to pay. More often, it’s because the cover wasn’t set up correctly, the risk wasn’t disclosed properly, or the policy conditions weren’t met.
Estate Planning Isn’t Only for “Later in Life”
“One day” arrives far quicker than most people expect. Yet estate planning is one of the most delayed financial conversations people have — often because it feels uncomfortable, complicated, or something that can wait until much later in life.
The Difference between having a Financial Plan and Random Products
Many people believe they have a financial plan because they have a few policies in place.
A retirement annuity here, life cover there and maybe an investment account they opened years ago. But having financial products doesn’t automatically mean your finances are working together in a meaningful, strategic way.
Medical Aid Is Not Just a Policy. It Is Part of Your Bigger Financial Plan.
When most people think about medical aid, they think about monthly contributions, hospital plans, benefit limits, and whether their claims will be paid. But medical aid is about far more than that.
It is an important part of your overall financial plan and when it is structured properly, it can offer not only protection in a medical crisis, but also peace of mind in everyday life. Just as importantly, it helps to have the right people guiding you.
The 3 Financial Mistakes Smart People Still Make
You don’t need to be careless to get your finances wrong. In fact, some of the biggest financial mistakes are made by thoughtful, intelligent people — not because they don’t care, but because they overthink, delay, or react to noise.
What the 2026 Budget Means for Your Financial Planning
What the 2026 Budget Means for Your Financial PlanningThe 2026 National Budget has created a few important opportunities for South Africans who want to save smarter and plan more intentionally for the future. From 1 March 2026, the new rules for the 2027 tax year...
Your Will Is Not a Document. It’s a Plan.
For many people, a Will feels like a once-off task, a document drafted, signed, and filed away for “one day.”
But estate planning is not about a piece of paper with your last wishes. It’s about structure.
When your TFSA contribution is made matters more than most people realise
TFSA conversations often focus on how much can be invested and the tax benefits involved. But in practice, when the money goes in can be just as important to the final outcome.